As we’ve discussed many times, good life insurance rates are available if you have bipolar disorder, and if you meet certain criteria and underwriting guidelines. For the purposes of underwriting, while the companies may call them guidelines, assume they are rules. You are simply not going to slide by sort of meeting most of the [...]
It is a common belief that a life insurance agent’s offer of an annual review of your policy is nothing more than a ploy to try to get you to buy more insurance. I know from experience with my own clients that many are so sales phobic that their honest belief is that any contact [...]
To a guy this makes perfect sense. From my own experience I can tell you that most women, especially those married to guys that feel fine, don’t share that philosophy. Unlike us guys, they think doctors are serious about the importance of annual physicals and things like colonoscopies after age 50.
Well gentlemen, life insurance underwriters [...]
As I wrote that title it occurred to me that I might be showing my age. The advertising slogan for Prudential used to be (may still be?) “Own a piece of the rock”. Anyway, Prudential is a stand alone company when it comes to their treatment.
In an article in Cigar Aficionado a few years back [...]
Many people prefer variable life insurance to any other type available simply because there is so much flexibility with this form of insurance. Plus, there is the added perk of a built-in savings account that accumulates tax free interest.
Sometimes people get confused about variable life insurance, perhaps because of all this flexibility. But the concept [...]