5 More Tips on Getting The Most Of Your Auto Insurance
As stated in a previous post, if you own a car, you’re required by law to have automobile insurance. Car insurance is expensive so it pays to know how to get the most out of your policy. Here are five more tips to help you next time you’re shopping for automobile insurance.
1. Don’t try to fudge when the agent asks about your driving record. They do verify. Fudging can cost you.
2. Completing an intensive driving course program can save you a bundle on your auto insurance. Such programs do make you a safer driver and better risk.
3. If you do not have personal health insurance, be sure your medical coverage is up to paying hospital expenses if you are injured in an accident.
4. Although most auto insurance carriers offer monthly payment plans, you’re money ahead to pay for a full six months if you can afford it.
5. You’d be surprised at the difference in auto insurance rates between various carriers. If you get a quote from a broker, rather than an individual carrier, the broker shops many carriers for you for the best rate.